Retirement has occurred in different ways for Gene and Lois Smith, Ruby Johnson, and Joseph and Elizabeth Menzel. What factors influenced the decision to retire and the adjustment to retirement for each one of them? At what age do you expect to retire? If you were promised a full pension that would allow you to stop working now, would you want to continue to work? Why or why not? What does work mean to you? Do you work to live or live to work? What factors do you think a person should consider when making decisions about retirement?