Create a Health Risk Assessment (HRA) form for a private insurer in Saudi Arabia to assess individuals’ health and lifestyle to determine risk and premium cost. The HRA should include a list of questions in a survey format. The survey should include questions to determine:

1. Pre-existing conditions

2. Lifestyle patterns that could lead to illness

3. History of physician visitation

4. Any other issues that would impact risk assessment and healthcare costs of individuals

5. Include a paragraph describing the reasoning behind the selection of the criteria for all drafted questions.

Your paper should meet the following structural requirements:

· The paper should be 4 pages in length & 1100 words, not including the cover sheet and reference page, and questionnaire pages.

· The survey should consist of 4-6 questions.

· Provide support for your statements within-text citations from a minimum of four scholarly articles.

· Formatted according to APA writing guidelines (Paper should be typed in a 12 pt, Times New Roman font with 1 inch margins on all 4 sides and the entire paper is double spaced) for e.g. http://csuglobal.libguides.com/ld.php?content_id=14920382

· Turnitin Originality plagiarism check has to be below 20%.