Review the current situation (environment) in which commercial banks operate to assess, laws, regulations and regulators governing the operation of commercial banks; how the Great Recession of 2007-2009 impacted the current situation. Future expectations for the operational environment for commercial banks. What changes in laws, regulations, and practices are expected? What laws or regulations are being suggested in Congress that would affect these commercial banks? There are some points I would like my essay to be written, focus more in the current situation ‌‌‌‍‍‌‍‌‌‍‍‌‍‍‌‌‌‍‍ .