Creditworthiness Worksheet

Creditworthiness Worksheet

Please list and explain five things that you can do now to begin to establish a healthy credit score or rating. Review unit 5: lesson 5.2 will help you complete this assignment

1. paying on time/avoiding overdrafts

2. following a budget

3. understanding contract terms

4. open a credit card and only use it for automatic bills

5. become an authorized user on a credit card Meaning you are receiving the benefits of having a credit card but from someone else card. You can be attached to the credit card of someone you know to be responsible in paying their bills timely and not have anything outstanding and earn the benefit and build your credit with them, however, if the credit card holder isn't paying their bills timely and have multiple outstanding debts you are also effected and liable as they are.

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